Table of Contents
- 1 Can international students get Dutch insurance?
- 2 Do international students need health insurance Netherlands?
- 3 What is covered in student health insurance?
- 4 How do Dutch students get health insurance?
- 5 How does insurance work in Netherlands?
- 6 What health insurance do international students need in the Netherlands?
- 7 How much does it cost to study in the Netherlands?
Can international students get Dutch insurance?
Dutch health insurance is compulsory when the Dutch government considers you a resident of the Netherlands. This means that, generally, international students are not obliged to take out Dutch health insurance, since their stay in the Netherlands is only temporary.
Do international students need health insurance Netherlands?
In The Netherlands, foreign students must have insurance covering medical expenses. The Dutch authorities oblige some foreign students to have a public healthcare insurance called Basic Healthcare Insurance (“basiszorgverzekering”). Every permanent resident or temporary resident working in the Netherlands has one.
What basic insurance covers Netherlands?
Basic coverage
- Midwifery (birth-care)
- Certain medical aids and health programs.
- Psychological and mental health care.
- Physiotherapy for people with chronic diseases/conditions.
- Basic dental care (under the age of eighteen)
- Speech-language pathology.
- Emergency medical care abroad (up to the Dutch tariffs)
Is health insurance mandatory in the Netherlands?
Every person who lives or works in the Netherlands is legally obliged to take out standard health insurance to cover the cost of, for example, consulting a general practitioner, hospital treatment and prescription medication. Additional health insurance is not compulsory.
What is covered in student health insurance?
Cashless Hospitalization and In-Patient/Out-Patient Expenses. Expenses incurred to avail medical assistance during sickness or in the event of an accident are covered in the plan. Cost for dental treatment is included. The expenditure can be reimbursed or in case of hospitalization, can be settled in a cashless manner.
How do Dutch students get health insurance?
You must be registered with a municipality before you can take out a basic health insurance. Choose your health insurance from one of the Dutch public health insurers . Fill out the application form and sent it to the health insurer.
How do international students get health insurance?
You have the following options:
- Get student insurance from home, before setting off abroad to study. You can get student health insurance from an international insurance company at any point.
- Get student insurance after arrival, by subscribing to a local insurance company or the insurance plan offered by your school.
Is insurance mandatory in the Netherlands?
How does insurance work in Netherlands?
The Dutch health insurance system Healthcare in the Netherlands is funded through taxation: mandatory health insurance fees and taxation of income (pre-specified tax credits). Health insurance in the Netherlands is mandatory if you are here on a long-term stay and is designed to cover the cost of medical care.
What health insurance do international students need in the Netherlands?
Loonzorg, for example, offers two Student Insurance Policies that will cover most unforeseen student health expenses. Often, international students who are obligated to take out Dutch health insurance can apply for healthcare allowance (zorgtoeslag) to help cover your monthly premiums. Check the requirements for Dutch healthcare allowance.
Do I need a permanent stay insurance in the Netherlands?
Permanent stay is usually not the case for most international students, but for those who have finished their studies and planning to stay in The Netherlands permanently. If you are unsure if your stay is considered permanent, you can ask for an assessment to determine if you should be insured.
Can international students take out student health insurance?
If you are interested in taking out student health insurance, you will be happy to know that various insurance companies offer special packages for international students. Loonzorg, for example, offers two Student Insurance Policies that will cover most unforeseen student health expenses.
How much does it cost to study in the Netherlands?
Tuition fees and living in the Netherlands is quite affordable. Annual tuition fees for non-EU students start from €6,000. Health insurance is a must for most international students in the Netherlands. Here’s everything you need to know about it.