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Is AOK private or public insurance?
NON-gOverNmeNTAl ANd NOT-fOr-prOfiT. The SHI system is provided by about 120 (as of June 2012) independent public health insurance providers competing with each other, including eleven regional AOK funds. AOK is the largest German SHI fund, covering about 24 million people or 30 percent of the total population.
Does AOK cover medicine?
Just present your AOK health card and the AOK will take care of the largest part of the costs for the medication prescribed by the doctor. You only have to pay a surcharge that is specified by law. The surcharge is paid directly at the chemist’s.
Does AOK cover dermatologist?
And the AOK takes care of the costs. However, unlike in Britain, you can also make direct contact with a specialist – a doctor who has undergone a recognised course of advanced training in a specific area, such as orthopaedics, gynaecology or dermatology. The AOK also takes care of these costs.
How do I cancel my AOK health insurance?
However, you must inform the AOK that you wish to terminate your policy within two weeks of receiving the relevant information and provide evidence that you are still covered by another insurer by presenting the relevant documentation.
Does AOK cover gynecologist?
Is health care in Germany free?
Healthcare in Germany is funded by statutory contributions, ensuring free healthcare for all. In addition, you can also take out private health insurance (Private Krankenversicherung or PKV) to replace or top up state cover (gesetzliche Krankenkasse or GKV).
Why is health insurance so expensive in Germany?
The costs of the German public health care scheme are immense and constantly rising due to demographics as well as medical cost inflation and the large bureaucracy which continues to expand with each reform. The expected loss for the public health system in 2020 is over 1.7 billion Euros.