Can you use your best buy credit card anywhere?

Can you use your best buy credit card anywhere?

The Best Buy credit card is a form of in-store credit and so can only be used in Best Buy stores and when making purchases online through the Best Buy website. However, Best Buy also offers the Best Buy Mastercard or Visa credit card that can be used anywhere MasterCard-branded cards are accepted.

Is Best Buy credit card a hard hit?

Yes, the Best Buy Credit Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. A hard pull usually causes an applicant’s credit score to drop by 5-10 points.

Who does Best Buy credit card go through?

Citibank
The My Best Buy Visa Card is a general use credit card issued by Citibank that can be used anywhere and gets 5\%-6\% rewards on Best Buy purchases, 3\% on gas purchases, 2\% on grocery and dining purchases, and 1\% on everything else. You need fair credit or better to get approved for a My Best Buy card.

How long does it take for Bestbuy credit card to arrive?

You can also check your Best Buy® Credit Card application status online or by by calling customer service at (888) 574-1301. Provided your application is approved, you can expect your new card to arrive by mail within 14 days of approval.

Can I change my Best Buy credit card to a Visa?

You cannot upgrade your Best Buy Credit Card to the Visa version. If you want the Best Buy Visa card, you’ll have to submit another application. Keep in mind that this could result in a hard pull on your credit, which may lower your score for a short period of time.

What are the details of the Best Buy credit card?

Best Buy Credit Cards 1 The details: Get 5\% back in rewards on all Best Buy purchases with standard credit. 2 Flexible financing offers. Buy what you want today and pay over time on every qualifying Best Buy purchase. 3 Exclusive discounts. Purchases made with a Best Buy Credit Card may also qualify for additional discounts.

How does the my Best Buy credit card promotional interest work?

With the My Best Buy® Credit Cards, you may be offered reduced rate credit plans. With these offers, interest is calculated into every monthly payment during the promotional period with a reduced interest rate compared to the Annual Percentage Rate (APR) charged for other purchases. Payments remain fixed over the length of the term.

What happens if you carry a balance on a Best Buy card?

But if you carry a balance past the end of the period — even a few dollars — you’ll be charged the card’s full ongoing interest rate on your entire purchase, going back to the day you made it. And the interest rate on Best Buy credit cards is high: 25.24\% as of July 2020.

How can I get 5\% back on my Best Buy purchase?

Please have your account number ready when you call. Best Buy Credit Cards give cardmembers access to rewards or flexible financing and exclusive discounts. Get 5\% back in rewards on all Best Buy purchases with standard credit.

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