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How fast does Best Buy approve credit card?

Posted on May 15, 2020 by Author

Table of Contents

  • 1 How fast does Best Buy approve credit card?
  • 2 How long does it take to approve card?
  • 3 What bank does Best Buy use?
  • 4 Why is my credit card taking so long?
  • 5 How hard is it to get Best Buy financing?

How fast does Best Buy approve credit card?

7-14 days
It can take up to 14 business days to get a decision in some cases. New applicants will get a card in the mail within 7-14 days of being approved for an account. Whether you apply in store or online, you can use the card as soon as you’re approved.

How do I know if my Best Buy card was approved?

You can check your Best Buy® Credit Card application status either online or by calling the Best Buy® Credit Card center at (888) 574-1301. Both methods are quick and easy, and will tell you whether your application is approved, denied or still pending.

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How long does it take to approve card?

So the standard timeframe in which you can expect to be approved for a credit card and receive it by mail is approximately 3-4 weeks. If you’re not approved instantly, count on 7-10 business days for approval and 7-10 business days for delivery.

What score do I need for Best Buy Credit Card?

640+
You need a 640+ credit score to get approved for the Best Buy® Store Card. That means Best Buy® Store Card requires fair credit or better for approval.

What bank does Best Buy use?

Citibank
The Best Buy® Credit Card is issued by Citibank. And that applies both to their two Visa versions (the Best Buy® Credit Card and the Best Buy® Gold Visa Credit Card and the Best Buy® Store Card. Citibank is one of the top credit card issuers with over 70 million cards in circulation.

Does 7 10 days mean denial?

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7-10 Days Status Message A 7-10 day message typically means that your application has been denied. You can either wait for the rejection letter or call Chase reconsideration line at 1-888-270-2127 and plead your case.

Why is my credit card taking so long?

The credit card approval time can be extended by something as trivial as verifying your personal information due to some discrepancies between your application info and your credit file, but it may also mean that the issuer is concerned about its exposure(especially if you already have another credit line with them).

What is the minimum credit score for a Best Buy card?

In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version.

How hard is it to get Best Buy financing?

In general, you’ll need a good credit score to be approved for the top Visa card (generally 700-749). Otherwise, you’ll likely need a fair credit score (generally 660-699) to qualify for the standard Best Buy version. Upon application review, some people will be approved instantly.

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