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Is Bajaj Finserv card useful?
In my opinion, any Zero-Interest or No-cost card including Bajaj Finserv EMI card can be quite useful. However, you still need to use such cards with discretion. Understand the charges before swiping.
Can I pay bills with Bajaj EMI card?
When you purchase an AC worth Rs. 40,000, you get an Insta Credit of Rs. 7,000 in your Bajaj Finserv Wallet app. This way, you can pay for your electricity bills on EMI.
What is the difference between Bajaj EMI card?
EMI cards come on No Cost EMIs, which means they don’t charge interest. You just pay the cost of the product you purchased in installments, without interest being charged. Credit cards, on the other hand, have high interest rates that are charged on the cost of the product.
What is the benefit of Bajaj EMI card?
It gives you access to a pre-approved loan of up to Rs. 4 lakh, which you can use to purchase just about anything, from LED TVs, kitchen appliances to groceries and gym memberships via the Bajaj Finserv EMI Network.
Can I take EMI more than my credit card limit?
If you convert the over-limit transaction to equated monthly installments (EMIs), your actual credit limit will get blocked. As and when you repay your EMIs by the due date, your credit limit will get released.”
How can I convert Bajaj EMI card to cash?
Withdrawing money from the EMI Network Card You cannot withdraw money from an ATM or any other platform using your Bajaj Finserv EMI Network Card. The Bajaj Finserv EMI Network Card comes with a pre-approved loan of up to Rs. 4 lakh.
How to get Bajaj Finserv EMI card?
Existing Bajaj Finserv customers can apply for the Bajaj Finserv EMI Network Card easily. All you need to do is meet the eligibility terms and apply online. To do so, simply login to the customer portal Experia, to view the EMI offer details and then, apply for the card.
Can I buy a bike with a Bajaj EMI card?
No, you cannot buy a bike with a Bajaj Finserv EMI Network Card. Can I buy gold with Bajaj Finserv EMI Network card? As per the RBI guidelines, you cannot buy gold using the Bajaj Finserv EMI Network Card. Can we convert Bajaj Finserv EMI Network card to cash?
What is the use of a Bajaj Finserv EMI card?
What is the Bajaj Finserv EMI Network Card? The Bajaj Finserv EMI Network Card is a digital payment system in the form of a card that can be used anywhere and at anytime The card comes with a pre-approved loan of up to INR 1.5 lakh that can be used for making purchases The available loan amount can be used to convert your purchases into easy EMIs with flexible tenures.
How to pay Bajaj EMI online?
Enter your Loan Account Number.