Is pay with specta safe?

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Is pay with specta safe?

Is this a scam? PayWithSpecta is not a scam. When you are applying for a loan, your statement is analyzed automatically online. To do this, Specta talks to your bank to get your statement and your bank charges you whatever the cost is to deliver the 6 months statement of account to PayWithSpecta.

Is specta loan Real?

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. With Specta, you can take care of urgent personal and business needs anywhere, anytime.

How much is specta interest?

Rates. When you take cash, the available repayment tenor is 7 – 12 months and the interest rate is 23\% per annum or 1.92\% monthly, while the insurance fee is 2\% per annum.

Who owns pay with specta?

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Sterling Bank Plc
Once application is complete, scoring is instant and disbursement done in less than 5 Minutes. Specta is a platform from Sterling Bank Plc.

How does pay with specta work?

You get charged when you spread your repayments between 7 to 12 months for purchases at any of our partner stores. When you pick 7 – 12 months repayment tenor, the interest rate is as low as 24\% per annum or 2\% monthly and does not exceed 24\% per annum or 2\% monthly. The insurance fee is 2\% per annum.

What is pay with specta all about?

Specta, Nigeria’s fastest lending platform owned by Sterling, has created a digital credit solution known as PayWithSpecta. The new solution allows customers to pay for goods in instalments, while Merchants are credited instantly; helping businesses increase sales.

What is specta by Sterling?

Welcome to Specta; Nigeria’s fastest lending platform which gives you access to loans up to N5 Million in one transaction and all in 5 minutes. You can access a personal loan if your salary account is domiciled in any other Bank or with Sterling Bank. It is opened to all account holders in Nigeria.

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How do I use PayWithSpecta?

PayWithSpecta To utilize your spending limit, provide your Specta ID at any of our Partner Stores (online or in-store) and choose your repayment option to conclude your purchase.

How much loan can I get specta?

N5,000,000
Specta is an online lending platform that offers loans of up to N5,000,000 in 5 Minutes to already profiled salaried workers. With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled.

What is the code to borrow money from Sterling Bank?

It allows Sterling Bank customers have access to basic financial services by simply dialing *822#.

What is specta account?

Is OPay loan Real?

Opay Loan USSD Code OKash (a subsidiary of OPay) is a reliable loan service provider that offers quick loans in Nigeria. Applying for a loan on the app is easy. You get it disbursed into your account within minutes.

How much can I Borrow with Specta?

Individuals access loans up to N5 Million . Businesses grow and scale. Create meaningful business opportunities. With Specta you can access a personal loan of up to N5Million without collateral in 5 minutes. Boost sales with Specta by signing up to start receiving payments from customers with Specta spending limits.

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How do I apply for a Specta personal loan?

Request to get profiled either as an individual or a business by sending an email to Specta Select the loan package that you find suitable Begin the application by clicking on the loan offer Fill out the application form and submit If you are eligible and the application is successful, they would credit your account immdiately.

Why choose Specta?

With Specta you can access a personal loan of up to N5Million without collateral in 5 minutes. Boost sales with Specta by signing up to start receiving payments from customers with Specta spending limits. You can also get up to N2M to start or grow your business A credit card for all your needs.

What is spectspecta loan?

Specta Loan gives you access to loans up to N5,000,000 without paperwork or collateral, and you will receive the funds within five minutes. This feature makes it a top loan product in Nigeria.