Table of Contents
- 1 What happens if online transaction failed but money debited HDFC?
- 2 How can I refund my money from bank account?
- 3 How do I report a failed HDFC online transaction?
- 4 How long does it take for a refund to go back on your debit card?
- 5 How do I get my money back after transaction?
- 6 What do I do if my money is debited into my account?
- 7 Is there any membership fee for hdhdfc bank credit card?
- 8 How to register for credit card autopay in HDFC Bank?
What happens if online transaction failed but money debited HDFC?
Your first step should be to call the bank’s 24-hour customer service helpline. As per the Reserve Bank of India (RBI), any amount so deducted must be credited to the customer’s account within seven working days of the complaint filing. Otherwise, the bank is eligible to pay Rs 100 per day of delay.
What if money is debited but transaction failed?
As per the circular, if the money debited from customer’s bank account does not reverse back to the bank account within the specified time period, due to a failed transaction, then the bank is liable to pay a penalty of Rs 100 per day to the customer.
How can I refund my money from bank account?
1. Contact your branch manager: The first thing you should do immediately is to inform your bank through a mail and inform them that you made a mistake. If the beneficiary holds an account in the same branch, they may help you by contacting him and requesting for returning the amount.
Why bank is deducting money from my account?
A bank account is debited when a transaction is made, usually with a debit card, billpayer system, or a check. When a debit card is swiped or processed for an online transaction, the first step is that the bank is notified electronically.
How do I report a failed HDFC online transaction?
Report Unauthorised Transactions
- Step1. Login to NetBanking using your customer ID & password click here.
- Step2. Click on “Card” tab.
- Step3. Select “Request” under Credit or Debit Card, whichever applies.
- Step4. Select “Credit Card hotlisting” or “Debit Card hotlisting” whichever applies.
How can I talk to HDFC customer care?
Get started
- Type ‘HDFC Bank OnChat’ in the search bar.
- Click on. ‘HDFC Bank OnChat’
- Say ‘Hi’ in the. message window.
How long does it take for a refund to go back on your debit card?
The amount of time needed for a debit card refund is different depending on the card’s issuer. A debit card refund can be processed in as little as 1-3 business days. However, that amount of time can go up to as much as 7 business days.
Can I ask my bank to refund a payment?
If you don’t get something you paid for by credit, debit or charge card and the firm is refusing to refund you, you can ask your bank to “reverse the transaction” and get your money back via chargeback.
How do I get my money back after transaction?
You can visit the bank physically, or call the customer care service. Share all the details of your transaction like the recipient’s bank account, time, and date, and mention the error. In that case, the bank will be asking for permission from the recipient. But these cases can take a long time to be resolved.
What is AMB charges in HDFC bank?
> Rs. 2,00,000, Rs. 5 per thousand or part thereof, subject to a minimum of Rs. 150….
| Balance Non-Maintenance Charges* | ||
|---|---|---|
| AMB Slabs (in Rs.) | Metro & Urban | Semi Urban |
| AMB Requirement -Rs 10,000/- | AMB Requirement –Rs. 5,000/- | |
| >=7,500 to < 10,000 | Rs. 150/- | NA |
| >=5,000 to < 7,500 | Rs. 300/- | NA |
What do I do if my money is debited into my account?
In case of unauthorized online transactions where customers money get debited, banks have to credit the respective amount to their accounts within ten working days from the date of complaint registered by the customer. Banks should also ensure that customers should not suffer any loss of interest whatsoever.
How long does it take to get a refund from HDFC Bank?
For HDFC bank customers – refund will be credited in their HDFC Bank account within 7-10 working days. For Non-HDFC bank customers – Demand Draft will be issued and sent to their registered address mentioned in the FASTag portal within 7-10 working days.
Is there any membership fee for hdhdfc bank credit card?
HDFC Bank offers various types of Credit Cards and each credit card will have a membership fee. Click on the below link to check the applicable membership / renewal fee applicable for your card account. When is late payment charge levied? Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date]
Is it possible to reverse a deducted amount in HDFC Bank?
Yes that’s possible however that depends on Hdfc bank branch and amount and also the reason for which it’s has been deducted. So I would request you to visit your branch and request branch manager that on the basis of service gesture they can reverse once.
How to register for credit card autopay in HDFC Bank?
Step 1: Click on the “Autopay register” link on the left side margin. Step 2: Select the Credit Card number that you want to register for the Autopay facility and your HDFC Bank account number from which you want your Credit Card payments to be made.