What if someone has your Social Security number and date of birth?

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What if someone has your Social Security number and date of birth?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/identity-theft-central. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

What can someone do with your address and SSN?

Hackers can use your SSN to get credit cards in your name. It is possible for a hacker to get a credit card with just your name, address and Social Security number. Once the credit cards are in place, fraudsters can run up a lot of debt.

When someone steals your private information like your date of birth and Social Security number and uses it to make unauthorized purchases?

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Identity theft begins when someone takes your personally identifiable information such as your name, Social Security Number, date of birth, your mother’s maiden name, and your address to use it, without your knowledge or permission, for their personal financial gain.

Can someone ruin your life with your Social Security number?

While the breach of any personal and financial information can wreak havoc on your credit — and your life — no other personal information is as sensitive as a social security number. That’s why a compromised or stolen social security number can be so devastating. Your social security number is your main identifier.

How do I report someone using my Social Security number?

You can also call 1-877-IDTHEFT (1-877-438-4338); TTY 1-866-653-4261. or call 1-800-908-4490. Also, you should file an online complaint with the Internet Crime Complaint Center (IC3) at www.ic3.gov.

How can I check to see if someone is using my Social Security number?

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To check to see if someone is using your SSN, consider checking your credit report. You can do this online through AnnualCreditReport.com, the only authorized website for free credit reports. You can also use the Annual Credit Report phone number (1-877-322-8228) to request your credit report.

How do I block my Social Security number?

This is done by calling our National 800 number (Toll Free 1-800-772-1213 or at our TTY number at 1-800-325-0778). Once requested, any automated telephone and electronic access to your Social Security record is blocked.

What can someone do with your Social Security number?

They can use your SSN to drain your existing bank accounts. Identity hackers can also use your stolen SSN to dip into any of your existing bank accounts. Posing as you, they can get their name added to the account or simply transfer money.

Can someone use my Social Security number to get a driver’s license?

They can use your SSN to get a driver’s license in your name. When asked for a photo identity, you are likely to whip out your driver’s license. It is accepted as proof of who you are, where you live and how old you are. So if an identity thief is able to obtain a driver’s license in your name, it opens many fraudulent doors.

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How did someone get my friend’s Social Security number?

First, it’s impossible to know for certain how they obtained his Social Security number. One way might have been if the friend had applied online to a payday lender. In some cases the “applications” are really a vehicle for an identity thief fishing for information.

Can I open a bank account with my Social Security number?

They can use your SSN to open a bank account in your name. If you think back to when you opened your first bank account, you’ll remember that the bank doesn’t require much information other than your name, address and SSN.