Table of Contents
What is annual maintenance charges in SBI debit card?
5.40\%
| Sl.No | Particulars | Rs |
|---|---|---|
| 1. | Debit Card Issuance Charges | |
| 2. | Debit Card Annual Maintenance Charges (Recovered at the beginning of the second year onwards) | ₹125/- plus GST |
| ₹125/- plus GST | ||
| ₹175/- plus GST |
Does SBI take annual maintenance charges?
SBI charges an annual maintenance charge for the debit card. For SBI’s classic debit card, this charge is set at ₹ 125 plus GST. This fee is recovered by the bank at the beginning of the second year onwards. For replacement of a debit card, SBI charges ₹ 300 plus GST.
What is annual maintenance charge?
Annual Maintenance Charge (AMC) is a Service Agreement after the manufacture’s warranty on your product by a specified period. In event of the covered product breaking down functionally, the provider of the AMC undertakes the repairs of the product as per the terms specified in the AMC.
How can I get refund from SBI?
Answer: You can take refund of the unspent amount by submitting a request letter at the FTC selling branch. If the refund amount is above Rs. 50,000/- the payment will be made by account payee banker’s cheque/ draft/ credit to account whereas if it is below Rs. 50,000 Cash disbursement is also available.
How can I get refund from SBI net banking?
Credit Balance Refund
- Beneficiary Name in bank account (Saving Account),
- Bank Name,
- SBI Saving Account number,
- Branch Name and address.
- IFSC Code.
- Branch Code.
- Complete Registered Residential Address with Pin Code.
- Complete Registered Official Address, Company Name with Pin Code.
Can a bank debit your account without permission?
Generally, your checking account is safe from withdrawals by your bank without your permission. The bank can take this action without notifying you. Also, under other conditions the bank can allow access to your checking account to other creditors you owe.
Why did SBI deducted 147 from my account thrice this year?
The amount of 147 is debited because of annual intrest which we need to pay to bank once ina year/per anum as a maintenence charge for ATM. It is for ATM annual charges including GST. SBI deducted 147.5 from my account thrice. Why?
What is the amount debited from my SBI debit card?
As regards to the first part, in all probability, the amount debited from your account is the Annual maintenance fee of your SBI debit card. The fee amounts to Rs 147.5 Per Annum (125+18\% GST). The second part is just a promotion of the recently launched all-in-one user interface app of SBI called as YONO, an acronym for You Only Need One.
Why is 147 rupees debited from my bank account in February?
Amount of 147 rupees is debited because of the annual maintenance charges of ATM card This should be ATM service charges for your account that deducts annually in February but You can call customer service at bank for more information regarding deductions. 8 clever moves when you have $1,000 in the bank.
What is the annual charge of a debit card in India?
It is the annual charges for maintenance of debit card. If you are having a regular savings account then it is RS.125 and adding 18\% GST to the principal charges i.e Rs. 22 (Approx), makes it RS. 147. The amount of 147 is debited because of annual intrest which we need to pay to bank once ina year/per anum as a maintenence charge for ATM.